# Introduction StakeStone envisions and is committed to building the next gen **crypto-native neo bank:** a blockchain-based financial infrastructure that replaces centralized intermediation with programmable, trustless systems. • Settlement Layer: High-performance blockchain networks provide native clearing and settlement. • Identity Layer: Intuitive identity solutions enable fully self-custodied on-chain accounts. • Interaction Layer: Account Abstraction supports native on-chain smart operations. • Intelligence Layer: With the AP2 (Agent Payments Protocol), the system is AI- and machine-payment-compatible. Our architecture is designed to empower both human and machine agents to transact globally with real-time, low-cost, and secure settlements, forming the cornerstone that we believe as the future of an autonomous, borderless financial era. For more details, follow us on X, TG, and Medium! Twitter: [https://twitter.com/Stake\_Stone](https://twitter.com/Stake_Stone?s=20) Telegram: Medium: