How to Send Payments

Stone Wallet allows you to make payments both in everyday real-world settings and directly to other users.

Users can pay merchants using QR codes in supported countries, or send funds to individuals using links or personal QR codes.

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Pay at Stores with QR Code (Retail Payments)

Stone Wallet supports QR-based payments at merchants in supported regions, allowing users to pay directly at checkout using local QR payment systems, without needing cash or traditional bank apps.

To pay in-store:

1. Open the app and tap Scan
2. Scan the merchant’s QR code
3. Enter the payment amount
4. Review the details and complete the payment

Once confirmed, the payment is processed and completed at the point of sale.

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Supported Payment Networks

Stone Wallet supports QR-based payments across multiple countries through local payment networks.

Availability may vary depending on region, merchant type, and integration status.

Currently Supported

Stone Wallet QR payments are currently available in:

Country	Supported QR Codes	Unsupported QR Codes
Singapore	PayNow	NETS, SGQR (non-PayNow), GrabPay, ShopeePay
Thailand	PromptPay	TrueMoney, LINE Pay, ShopeePay
Vietnam	VietQR	MoMo, ZaloPay, bank QR codes
Philippines	QRPh	GCash (private QR), Maya, GrabPay
Cambodia	KHQR	Wing, TrueMoney, bank QR codes
Laos	BCEL OnePay	Bank QR codes, wallet QR codes
Mongolia	QPay	Bank QR codes, wallet QR codes

In addition, Stone Wallet has integration capability with:

• WeChat Pay
• Alipay HK
• Korea ZeroPay

These integrations may be selectively enabled depending on use case and compliance requirements.

Coming Soon

Stone Wallet is continuously expanding support for additional countries and local QR payment networks.

The following integrations are currently in progress:

Targeted for March:

• Peru
• Bolivia
• Colombia
• Argentina
• Brazil

Targeted for April: Indonesia (QRIS)

Targeted for May: Malaysia (DuitNow)

Targeted for June:

• South Korea (ZeroPay)
• Japan (PayPay)
• Taiwan (TWQR)

Timelines are indicative and subject to change based on integration and regulatory requirements.

Coverage will continue to expand as new integrations are completed.

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Pay Individuals (P2P)

You can also make payments directly to other users located anywhere in the world.

To send a payment:

1. Open the app and go to Transfer
2. Paste the recipient’s wallet address, or the email/username tied to their stone wallet account, or scan their QR code
3. Enter or confirm the amount
4. Review and confirm the payment

Funds are transferred directly to the recipient’s wallet.